Florida Boat Insurance
Florida Boat Insurance Made Simple.
Tell us about your boat and we'll help you find the right coverage.
Serving boat owners throughout Florida.
Boat types
Built for how Florida boats
Also bay boats, flats boats, deck boats, bowriders, sailboats, cruisers, yachts, jet skis and more.
Why Florida boat owners choose us
Focused on Florida, and only Florida
Florida-only focus
We work exclusively with boats kept in Florida, so your quote starts with local context.
A short, simple form
About two minutes. No account and no long underwriting questionnaire.
A real person follows up
A member of our Florida insurance team reviews your details and contacts you.
How it works
- 01
Tell us about your boat
Your ZIP, a few boat details and how to reach you.
- 02
We review your information
Our Florida team looks over your boat and coverage needs.
- 03
An insurance professional helps explore coverage
We contact you to walk through options for your boat.
Coverage basics
Common parts of a boat policy
Policies differ by insurer. These are coverages boat owners often ask about, so you know what to discuss.
Physical damage
Coverage for damage to your boat, motors and equipment, depending on the policy.
Liability
Protection if you're responsible for injury to others or damage to their property.
Named storms
How hurricanes are handled, including deductibles and haul-out plans, varies by policy.
Extras
Items like trailers, fishing equipment, towing and personal effects may be included or optional.
Popular Florida service areas
All locations →Frequently asked questions
Resources for Florida boat owners
Resource Center →Agreed Value vs. Actual Cash Value: What's the Difference?
Understand the general difference between agreed value and actual cash value boat insurance before you request a quote.
Learn moreBoat Liability Insurance, Explained
What boat liability insurance generally addresses, why limits matter, and questions Florida boat owners should ask before choosing coverage.
Learn moreBoat Trailers, Fishing Gear and Electronics: Coverage Questions to Ask
Does boat insurance cover your trailer, fishing tackle or electronics? Learn the questions to ask and how to document equipment before you get a quote.
Learn moreServing Boat Owners Throughout Florida.
About 2 minutes. No account needed.