Before the season
Write a plan for where your boat will go if a storm threatens: haul-out, trailer relocation, or securing in place. Confirm what your marina requires.
Documents
Keep copies of your registration, policy and declarations page, plus recent photos of the boat, somewhere safe and off the boat.
Insurance questions to ask
Ask how a policy handles named storms, whether it has a separate named-storm deductible, and whether it expects a hurricane plan or offers haul-out assistance. Terms vary by insurer.
Frequently asked questions
General information only, not legal or insurance advice. Coverage availability and terms vary by insurer and policy.